The Retirement Analysis Kit Help File

Contents | Index

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

- 1 -

- 4 -

	Retirement Investments
	Why is the Side Fund used?
	401(k)/TSA 5 Year Loan Repayment

402(g) Limit

403(b)

- 7 -

72(t)

	72(t )- Pre 59 1/2 Qualified Plan Distributions
	72(t) Input

- 9 -

90-24

9024 Lump Sum Transfer

- A -

Account Balance

Account Distributions

account principal

Account Value

Accounts

Accounts at retirement

accumulate balance

Accumulation

	Tax Wise Distribution Strategy
	Cost to Wait

Add account

Additional Funds

additional savings

Additional Years of Service

Amortization

Analysis Accounts at Retirement

Analysis Average Values

Analysis General Values

Analysis Retirement Years

Analysis Savings Analysis

Annual Increase

	Distributions
	401(k)/TSA 5 Year Loan Repayment

Annual Minimum distribution

Annuitize

Annuity

Annuity Comparison Calculator

annuity illustration

	Multi-Tier Split Annuity
	Multi-Tier Split Annuity

Annuity Rate

Applicable Interest Rate

	Average Values
	General Overview

- B -

Batc Paycheck Report Configuration

Batch Gap report

	Participant Gap Analysis Report Configuration Editor
	Chart Options

Batch Gap Reporting

Batch Paycheck

Batch Paycheck report

	Paycheck Display
	Distributions

Batch Paycheck Reporting

Batch Processing

	Batch Processing
	Batch Processes

Branding Reports

	Branding
	Brand Reports

Breaks in service

Bug Reports

- C -

Calculate

	Lump Sum Required
	Rate of Return Required
	Future Value of a Lump Sum Deposit
	Account Distributions and Loans

Calculate Income

Calculate Social Security

Calculation

	DB Buyback Comparison
	Overview
	Retirement Years

Calculation method

Calculations

	Calculations Tab
	Payout Methods
	5% Surrender Fee
	Premium Bonus
	Calculations
	View Charts
	Calculating Social Security
	Calculations Screens

Calculator

	72(t )- Pre 59 1/2 Qualified Plan Distributions
	College Funding
	Calculations
	Projected Value Calculation
	MAC Calculator
	Accumulation & Distribution Charts

Calculators

cash accounts

	Accounts at Retirement
	Frequently Asked Questions

catastrophic health event

	Client and Spouse Tabs
	File Tab
	Load Client...
	New Client...
	Delete Client(s)...
	Quick Note

client and spouse

Client and Spouse Data Input

	Client/Spouse Data Input
	Client /Spouse Data Input

Client and Spouse Data Input 2

	Defined Contribution Retirement Plans
	Defined Benefit Retirement Plans

Client and spouse retirement plan

client data

Client information

	MAC Calculator
	Client Information

Client Menu

Client Primary Option Calculated Values

Client Various Options Values

	College Funding
	Data Entry: Students
	Calculations

College funding Calculator

college investments

College savings balance

Common Questions

	Common Questions
	Transfer Client Data to a New Computer
	Reload the Software after a Hard Drive Crash or Virus
	Configuring Toolbars
	Brand Reports
	Request New Features
	Export Client Data
	Using a Database Server
	Copy client data

Company logo

compounding

Configure

Configuring Social Security

	Client/Spouse Data Input
	Client /Spouse Data Input

contribution

	Paycheck Display
	Accumulation

Contribution Analysis

Contribution Method

Contributions

	Client Information
	402(g)(7) Limit
	Current Contributions

Contributoin Analysis Report Configuration

Copy Client data

cost method

cost to wait

	Cost to Wait
	College Funding

cost-of-living

Create

CSRS

	Gap Analysis
	Defined Benefit Plans
	FERS and CSRS Plans
	TSP/Federal Savings Plan

CSRS Offset

Current account value

	Future Value Examples
	5% Surrender Fee
	Premium Bonus

Current Contributions

Current vs. Proposed Paychecks

custom fields

Custom Plans

Custom Retirement Plans

- D -

Data

Data Entry

	Data Entry: Students
	Changing the Plan Type Names

Data Errors

Data input

	Data Input Tabs
	Setup Tab
	Defined Contribution Plans
	FERS and CSRS Plans
	Data Input

Database

	Filtering the Client List
	Database to Load From

Database Program

Database server

Date entered plan

DB Buyback comparison

DB Buy-Back Comparison

	Data Input
	Entering Outstanding Debts

Defined Benefit

	DB Buyback Comparison
	Overview
	DB Plans

Defined benefit account tab

Defined benefit plans

Defined contribution

	Accounts at Retirement
	Overview
	DC Plans
	Why is the Side Fund used?

Defined contribution plan

Defined Contribution Plans

Defined pensions Client Ret History Screen

	Breaks in Service
	Breaks in Service

Delete

Deposit

	Projected Value Calculation
	Future Value Examples
	Number of Years to Accumulate Balance
	Future Value of a Lump Sum Deposit
	Future Value of Increasing Deposits With a Break in Deposits

Deposit Required to Accumulate

difined contribution

Disclaimer

Distribution

	Tax Wise Distribution Strategy
	How long will the money last?
	Retirement Income Increasing by Inflation
	Cost to Wait

Distribution Illust Payouts

Distributions

	Retirement Income Tab
	Controlling Distributions

- E -

Employee contributions

Employer

Employer contributions

Employer File

	Employer File Editor
	Visible Fields Tab

Employer File Retirement Plan Information

employer match

Employer Matching

Employer rates

Employer Roth Matching

entry

Explanation of the calculator/prompts

Export Client data

Exporting Client Data

- F -

FAQ

	Frequently Asked Questions
	Frequently Asked Questions

Federal 1040

Federal Long Term Care Insurance

Federal LTC

Federal Plans

	Client and Spouse Retirement Plan tabs
	Federal Employee Group Life Insurance

Federal taxation

Federal Withholding

	Solving for Withholding Taxes
	Matching Federal and State Withholding Taxes

FEGLI

	Gap Analysis
	Federal Employee Group Life Insurance

FERS

	Gap Analysis
	Defined Benefit Plans
	FERS and CSRS Plans
	TSP/Federal Savings Plan

File Backup

File Import Terminology

Filtering Clients

	Filtering the Client List
	Simple Example

Frequently Asked Questions

Future Value Calculate the Payment

Future Value Calculations

Future Value Data Input

Future Value Examples

Future Value Interest Rate Required

Future Value Level Deposits

	Future Value of Level Deposits
	Future Value of Increasing Deposits

Future Value Of A Lump Sum

Future Value Overview

Future Value Rate Of Return Between Periods

- G -

Gap Analaysis

Gap Analysis

	Gap Analysis
	Data Input Tabs
	Setup Tab
	Taxation
	Client and Spouse Tabs
	Client and Spouse Retirement Plan tabs
	Calculations Tab
	Controlling Distributions
	Gap Analysis
	Calculator
	Pension Max
	Rename Plans
	Retirement Income Models
	Retirement Plans
	Retirement Tax Tables
	MAC
	Multi-Tier Split Annuity
	Paycheck
	Gap Analysis

Gap Analysis Calculator

Generagl Values

General Values

Getting Started

group based filtering

- H -

Historical Rates

historical values

How to change the withholding tax year

	Paycheck "How To's"
	Paycheck "How To's"

- I -

Illustrate catastrphic health care event

Illustration

	72(t )- Pre 59 1/2 Qualified Plan Distributions
	Portfolios
	Paycheck Display
	Cost to Wait
	Distributions
	Defined Benefit Account
	Chart Options
	Contribution Limits
	Calculations
	TSP/Federal Savings Plan
	Retirement Years
	Lump Sum Calculations
	Premium Bonus
	Breaks in Service
	Accumulation & Distribution Grids

Illustrations

	Frequently Asked Questions
	View Charts

Import

Income increase

Inflation

	Setup
	Retirement Solutions
	Retirement Income Increasing by Inflation

Interest Rate

	Annuity Comparison Calculator
	Projected Value Calculation
	Future Value Examples
	Interest Rate Earned
	Account Distributions and Loans
	Loan Value

IRA

- K -

Known Balance

Known Income

Known Income Accounts

	Other Accounts
	Known Income Accounts

- L -

lattered annuity illustrations

	Multi-Tier Split Annuity
	Multi-Tier Split Annuity

life expectancy

	72(t )- Pre 59 1/2 Qualified Plan Distributions
	Distributions

Life Insurance Needs calcualtor

Life Insurance Needs Illsustratoin

Life Insurance Needs Software

Limit eligibility

Limit on Voluntary Contribution

	Account Distributions and Loans
	Loan Examples

LTC Insurance

Lump Sum

	Lump Sum Required
	Lump Sum Accounts

Lump Sum Accounts

	Other Accounts
	Lump Sum Accounts

Lump Sum calculations

- M -

MAC Calculations Button

MAC Calculator

MAC Calculator Screen 1

MAC Calculator Screen 2 402g limit

MAC Calculator Screen 4 Employer Matching

MAC Retirement System

Maximum increase threshold

Medicare

Menu Bar

Method for calculating need

Money

Mortgage Acceleration

multi tier split annuity

	Multi-Tier Split Annuity
	Multi-Tier Split Annuity

Multi-Tier Split Annuity

- N -

New

number of years

	Future Value Examples
	Number of Years to Accumulate Balance
	Account Distributions and Loans
	Loan Value

- O -

Other Accounts

	Data Input Tabs
	Other Accounts
	Known Income Accounts
	Lump Sum Accounts
	Other Accounts
	Other Accounts

over funding

Overview

- P -

Paycheck

	Federal 1040
	Paycheck

Paycheck Calculator

	Paycheck Calculator
	Calculations
	Solving for Withholding Taxes
	Solve-It Button
	Changing Withholding Tax Table Year

Paycheck Configuration

	Paycheck Comparison
	Paycheck Comparison

Paycheck Data Input

Paycheck Illustration 125 Account

Paycheck Illustration Net vs Gross

Paycheck Illustration Raise in Take Home Pay

Paycheck Illustration Redirect After-Tax Deductions to a TSA

Paycheck Illustration Reduce Take Home Pay

Paycheck Illustration Show a specific TSA deposit

Paycheck Introduction to Paycheck Program

	Paycheck "How To's"
	Paycheck "How To's"

	Distributions
	Payout Methods
	Payout Methods

Pension Data Input 1

Pension Max

Pension Maximization

Percent of calculated value

percent of income needed

Pre-tax contributions

Primary Option Calculation

	Printing Reports
	Report Archives

Printing

Printing reports

Private pension plans

Product Comparison Calculator

Projection

	Accumulation
	Cost to Wait
	Distributions
	Accumulation & Distribution Grids

- Q -

	Pension Max
	Understanding the Side Fund

Quick Max

	Paycheck Display
	Calculations
	Solve-It Button
	Understanding "Quick Max"
	How to Use "Quick Max"
	How to Hide the "Quick Max" Column
	Matching Federal and State Withholding Taxes

Quick Note

- R -

rate of inflation

Rate of Return

	Rate of Return Required
	Account Distributions and Loans
	Rate of Return

Rates

Rates of Return

	Accumulation
	Distributions
	Setup
	TSP Historical Data

Reload Software

reports

Request new features

Required Minimum Distributions

Reset Calculations

Restore

Retirement

	Setup
	Client/Spouse Data Input
	Client /Spouse Data Input

retirement age

Retirement contribution

Retirement Income

	Data Input Tabs
	Retirement Income Tab

Retirement investment accounts

Retirement Investments

Retirement plan

	Data Input Tabs
	Client and Spouse Retirement Plan tabs
	FERS and CSRS Plans

Retirement Software

Retirement System

Retirement Years

	Retirement Years
	Controlling Distributions

Risk tolerance

Rollover Lump Sum Transfer

Roth Account

Roth Conversion

Roth Conversion Calculations

	Roth Conversion Calculations
	Roth Conversion Graphics
	Roth Conversion Story Board
	Roth Conversion Numbers

Roth Conversion Graphic Illustrations

Roth Conversion Illustrations

Roth Conversion Illustratoin

Roth Conversion Numerical Analysis Illustrations

Roth Conversion Software

Roth Conversion Story BoardIllustrations

Roth IRA Conversion

Roth IRA Conversion Data

Roth IRA Conversion Software

- S -

savings

	College Funding
	Deposit Required to Accumulate a Specific Amount

savings accounts

	Other Accounts
	Retirement Investments
	Accounts at Retirement

	Calculator
	Retirement Plans

Setup System

Shortfall

Shortfall transparency

Side Fund

	Setup Tab
	Frequently Asked Questions
	Understanding the Side Fund
	Why is the Side Fund used?
	Understanding the Side Fund
	Understanding why the Side Fund is Used

Social Security

	Setup
	Contribution Limits
	Client and Spouse Tabs
	Frequently Asked Questions
	Calculating Social Security
	Calculating Social Security

Social Security Calculation

	Calculating Social Security
	Calculating Social Security
	Calculating Social Security
	Calculating Social Security
	How does TRAK Calucate Social Security
	Calculating Social Security

split annuity

split annuity calculation

split annuity calculator

	Multi-Tier Split Annuity
	Multi-Tier Split Annuity

split annuity illustration

	Solving for Withholding Taxes
	Matching Federal and State Withholding Taxes

stepped annuity illustratoin

- T -

Tax Wise Distribution Strategy

	Gap Analysis
	Taxation
	Tax Wise Distribution Strategy

Taxation

	Paycheck Display
	Data Input Tabs
	Taxation
	Tax Wise Distribution Strategy
	Taxation Tab

Terminology

Thrift Savings Plan

tiered annuity illustration

TRAK Programs

Transer Client Data

TSP

	TSP/Federal Savings Plan
	TSP Historical Data

tuition

- U -

Unknown Value

- V -

Value

	How long will the money last?
	Retirement Income Increasing by Inflation

Values

Various Rates of Inflation

- W -

Windfall Elimination Calculation (WEP)

	Calculating Social Security
	Calculating Social Security
	Calculating Social Security
	Calculating Social Security
	How does TRAK Calucate Social Security
	Calculating Social Security

Withdrawals

Withholding Tax

Withholding Tax Table Year

Withholding Taxes

	Calculations
	Solving for Withholding Taxes

- Y -

Years

	Accumulation
	Cost to Wait

Years of Service