Welcome to the TRAK Retirement Planning Blog
Helping Advisors prepare their clients for retirement since 1986.
Latest Articles
Blame it on the Elections
Feel like your 2016 Q4 tanked? Feel like retirement planning is just not working like it used to with your clients (or plan participants)? You are not alone! Looking back at the last quarter of 2016, you may be wondering why you saw a decrease in client meetings,...
2016…it wasn’t all bad!
The passing of the old year into the new gives us all a chance to reflect on the past year and to anticipate what lies ahead. Companies are not much different in this regard. Trust Builders is committed to constant improvement of our retirement planning software and...
Understanding TSP Withdrawal Options
Federal employees nearing retirement must make several important decisions. Besides selecting a benefit option, one of their biggest decisions is what to do with the money in their Thrift Savings Plan (TSP) account. Complicating this decision is a slew of options....
NTSA Elite Advisors Announced…74% Use TRAK
Congratulations to the NTSA 2017 Elite Advisor Award Semi-finalists! Awarded since 2014, the Elite Advisor Award recognizes advisors who have “advanced best-practice standards in the 403(b) and/or 457 retirement industry, and in so doing, have improved the ability of...
How to Get Participants to Increase Contributions
The introduction of auto-enrollment features in retirement plans has increased plan participation; however, studies have shown that contribution levels have not increased. In fact, almost a third of employees contribute only enough to get the employer’s matching contribution.
Move up the alphabet from FFF to EE
In the spirit of the back-to-school season, let’s talk about the alphabet. Every advisor knows the three F’s: funds, fiduciary, and fees. In client meetings, financial industry websites, and online discussion forums, the three F’s tend to be the primary focus of our industry.
Talking with Clients about Long-Term Care
Research shows that the cost of long-term care continues to rise with significant consequences for expenses in retirement. Yet how many consumers would consider these costs without the prompting of a financial advisor? According to the U.S. Department of Health and...
Strategic Social Security Education Opportunities Abound
Nationwide Financial recently asked retired and non-retired consumers about Social Security. The study revealed that most of the non-retirees did not know or understand their future benefits or how they would fit into their broader retirement plans. Few had received...
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