Values Expressed in Today's Dollars

If the Values Express in Today's Dollars method is selected for retirement income, the following prompts will be visible:


When a spouse is included in the illustration, there are three income time-periods considered (as shown above).

Note:For the income between the first retirement and when they are both retired, the income sources does not include the income for the working person, only the income the non-working person needs for retirement.

The grid below the entered incomes allows for modifying the income as they mature in retirement. In the chart above, the income need decreases by ten percent when the client reaches age seventy, and another ten percent when the client reaches age eighty.